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Breckenridge Home Buyer's Guide

Blue skies and hours of sunshine are just some of the things that make buying a home in Breckenridge the ideal location to own a home. Whether you are looking to buy a primary home or a vacation home in Summit County, there are several things you should know before you sign.

On this page, you will find tips for homebuyers, tips for vacation home buyers, and great resources for Summit County homebuyer. These are great places to start when you are on your Breckenridge home buying journey, however, the smartest thing you can do is to find a good REALTOR®.

The process of buying a home or a second home can be overwhelming, and it is easy to make mistakes that can cost big. By partnering with a trusted agent who knows the ins and outs of the Summit County market, who has the experience necessary to find the right home at the right price, and is an expert real estate agent who is dependable with a strong work ethic, you will get into your perfect home quickly and safely.

Buying a Home in Breckenridge

Finding the right home isn't hard when you have help. We have plenty of Breckenridge guides for you that provide great information on amenities and types of homes. From Breckenridge to Blue River, Golf Course Homes to Ski In Ski Out Homes, or Lakefront homes or beautiful condos, we have you covered. In these guides, you can find information on key features of homes in the area as well as exclusive details you won't find anywhere else. You can also browse current homes for sale in each community.

If you are among the many buyers looking for a vacation home in Breckenridge, we have great advice about investment properties and the types of homes that you should look at. The Colorado Mountain Retreats Realty team can help you find the best time to buy your perfect Summit County home.


Tips For Buying a Breckenridge Home

Here are a few things that you should know buying a home in Breckenridge.

1. Know your needs.

Breckenridge homes are high in demand. With the idyllic scenery and world-class recreational amenities steps from your door, the Breckenridge real estate market is dynamic and competitive. Know what your home needs are before you start looking.

Make yourself a list of the things that are most important to you when it comes to your home. Separate that list into two columns: "must-have" and "would be nice", and make sure that all decision makers are involved. This list will come in handy when you are ready to look for your home, and will help you make good decisions on your next home purchase. Browse Breckenridge homes.

2. Be prepared for weather.

Breckenridge offers some of the most beautiful weather in the country. With an average of 300 days of sunshine and average summertime temperatures of 70 degrees during the day, it is hard not to love living here. Winter months include power days and blue skies, and Breckenridge is known for its 300 inches of annual snowfall. Keep your family safe during the winter months by dressing for the weather, equipping your vehicle with winter tires, and keep your home safe from heavy snowfalls and icy walkways.

3. Ask questions.

For many home buyers, the real estate process can be confusing or even uncharted territory. It is important that you ask questions throughout the process from real estate professionals you trust. In this age of information, there are many misleading articles online and even bad advice offered by those close to us. Ask questions and get answers from people who know the Breckenridge real estate market, Colorado real estate laws, and who are current in the industry. Ask a trusted real estate professional a question.

4. Connect with homeowners associations

Many of the homes for sale in Breckenridge fall under the jurisdiction of a homeowners' association. Homeowners' associations are non-profit organizations that work to continue to preserve their neighborhood through amenity enhancements and community maintenance.

These associations charge monthly fees to cover neighborhood maintenance, community mailboxes, and administrative costs. Make sure you are aware of the fee structure and what they cover before you buy. Contact us to find out more about homeowners'' associations in Breckenridge.


Secrets of Buying a Breckenridge Vacation Home

Consider Buying an Existing Home Before You Build

Many homebuyers who think about buying a vacation home see it as an opportunity to get their dream home. While building from scratch gives you the opportunity to choose the exact features you want, it comes with many unexpected and unforeseen costs.

By choosing an existing home, you can renovate based on your available finances over time. When looking for a Breckenridge vacation home, your real estate agent can help you see the potential of each property, and work with you to find an affordable home with tons of potential.

Think About Renting Your Vacation Home

If you are thinking of buying a second home in the popular Summit County area, renting it out when you are not using it can be a great way to reduce your mortgage payments.

The attractive Breckenridge ski season makes it ideal for homeowners to make money off of short-term rentals and even seasonal rentals in the off-months.

Keep in mind that renting out your vacation home property comes with added costs and responsibilities, including cleaning, maintenance, additional taxes, marketing, and property management. Your Colorado Mountain Retreats REALTOR® can help you navigate the process of purchasing a vacation home in Breckenridge and give you access to vacation home rental resources

Do More Than Double Your Current Expenses

It can be tempting to just double your expenses when you are thinking about buying a second home in Summit County. When you are considering your finances for your dream vacation home, it is important to be realistic.

Things like utilities, property taxes, cable and internet, and even garbage pick-up can vary widely between regions. Insurance rates change when homes are unoccupied or used for short-term rentals. Other costs can include homeowners association fees, taxes, accounting, and other operating costs.

When you find a home that you think you would like to buy, research all of the local costs to decide whether it fits your budget.


Resources For Breckenridge Home Buyers

Search Breckenridge Real Estate: Use our comprehensive search tool to find your perfect Breckenridge home. Browse single-family homes, duplexes, condominiums, and more from the Breckenridge real estate market Search the Latest Listings Now.

Learn About the Community: Find the right neighborhood for you and your family. Learn more about homes for sale, local attractions, schools, and more about life in these great communities. Read More About Colorado Mountain Communities.

Take Advantage of Our Breckenridge Home Finder: Make finding your perfect Breckenridge home easy. Register for our Home Finder service and let your dream home come to you! Members get access to exclusive listings, create saved searches, collect your favorite homes, and get instant email alerts for new homes that suit your needs come onto the market. Register Today.

Be a Smart First-Time Home Buyer: Buy your first home like a real estate pro! Get great home buying advice and get the inside scoop on things you need to know before you purchase your first home. Buy Your First Home.

Be Confident in Your International Home Purchase: Buying Breckenridge property with confidence, even if you are in another country. We can help walk you through the process so you can buy property with confidence with real estate agents you can trust. Out-Of-Country Buyers Click Here.

Try Our Mortgage Calculator: Our mortgange calculator will help you know what your mortgage payments will be on any home that you want. Don't guess and be disappointed. Find the dream home that fits your family. Calculate My Mortgage.

Connect to a Real Estate Professional: We are here for you. Contact the professionals at Colorado Mountain Retreats Realty anytime to find out more information about the area or any property that interests you. We are here for you in every step of the home buying process, and are here to make finding your ideal Breckenridge home as easy as 1-2-3! Fill out the form below to get professional advice.

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